I am also entering this in Card Concept Challenge which is krafty Christmas. I think I would put this in the "classy and elegant" department because of the gold bells.
Edited to add: Card Concept Challenge picked my card as a winner - woo hoo!!
Supplies: PTI "Bells" die and pp; Ranger Liquid Platinum and HA white embossing powder; CheeryLynn pine dies
Thanks for visiting and your kind comments. Betty